Our FCA regulated and fully trained experts will help you finding the best option at zero cost
Your debt consultation is totally discreet and your data will not be shared with other companies
Our friendly and non-judgemental staff will take great care of you. No hard sales or pressure involved
Great Service is what we’re all aboutYou are on your way to resolve your debt problem, this is what will happen next
Find Out What Solution Is Best Suited For YouTo find the Best Solution for yourself and see how we can help with tailored financial solutions, contact us through Check If I Qualify. We will contact you at a convenient time out of work hours for privacy. All advice is free of charge with no obligations
Consultation Call With Our ExpertsOne Of Our Experts will call you and discuss all your options with you on a no obligation to commit basis, we offer you the advice and assistance, its you who decides what route you wish to take.
You decideOnce you have spoke to one of our Experts and you have all Your Options its up to You to decide what you want to do, If you want to move forward they will guide you through the Next Steps.
We consolidate all the debts into one smaller monthly payment which allows you to get back on track
An Individual Voluntary Arrangement – this is a legally binding contract bringing all your debts in to the one monthly payment – based on the debt level of £7,000 we would consolidate your debts for £80.00 per month over the 5 year period – you would be repaying back £4,800 and writing off using the Government Legislation roughly £2,200– it really does depend on your overall debt level (Freezing Interest & charges). In the IVA plan you would not make any further payments to your creditors, you would maintain the one monthly payment of £80 to cover all debts.
A Trust Deed is similar to an IVA, but is a debt solution for residents based in Scotland and you need over £6,000 worth of debt and only 1 creditor but you can only do an individual plan not a joint.
A Debt Management Plan could be more suited for you if you are only facing temporary problems or have a low debt level, The plan reduces your monthly payments and puts them into one affordable payment.
Aristotle Finance Limited are an Appointed Representative of Your Mortgage Direct Ltd who are authorised and regulated by the Financial Conduct Authority under authorisation no. 829448.
Aristotle Finance Limited are registered in Scotland, company registration number SC594166, Information Commissioner’s Office registration number A8426229
The Money Advice Service is an impartial service set up by the Government to help people manage thier money. To find out more about free debt advice, debt counselling, debt adjustment and credit information services
Free and impartial money advice, set up by government Advice and guides to help improve your finances:
– Advice and guides to help improve your finances
– Tools and calculators to help keep track and plan ahead
– Support over the phone and online
Give us a call for free and impartial money advice on 0800 138 7777
