We fully understand how debt can have a massive impact not only on you but also your family. We are here to discuss with you all the financial solutions that are available to people in the UK.
With one phone call you could regain control of your finances and have a brighter future, or simply complete Check If you Qualify and we will call you.
Your payment is based on your affordability if you can’t manage the payments due to a change in your personal circumstances, speak to your adviser.
An IVA can offer you PEACE OF MIND knowing that your debts are covered by ONE AFFORDABLE PAYMENT
The following debts can be included
Pay day loans
Old council tax
Just think, no more
Borrowing money from friends and family
No Calls from creditors regarding missed payment
No more stress worrying about payments
No more Pay Day loans
Spending more time and money on kids
No more pretending things are ok
A new financial beginning and improve credit rating
Here’s an example of what we can do
We consolidate all the debts into one smaller monthly payment which allows you to get back on track
Debt free in 5 years
Some of the solutions we provide
Individual Voluntary Arrangement – this is a legally binding contract bringing all your debts in to the one monthly payment – based on the debt level of £10,000 we would consolidate your debts for £80.00 per month over the 5 year period – you would be repaying back £4,800 and writing off the remaining debt using the Government Legislation roughly £5,200 – it really does depend on your overall debt level (Freezing Interest & charges). In the IVA plan you would not make any further payments to your creditors, you would maintain the one monthly payment of £80 to cover all debts.
A Debt Management Plan could be more suited for you if you are only facing temporary problems or have a low debt level, The plan reduces your monthly payments and puts them into one affordable payment.
“I was out of control in debt, to the point I didn’t want to open my post as I knew it was bill after bill… bayliff’s knocking on my door, couldn’t sleep at night knowing I’d have to face it all again in the morning. I have had the best advice from Gary at Aristotle and I am now on the final stages of my IVA. I can finally start feeling safe in my home again. Gary never judged me, just reassured me there was light at the end of the tunnel. I cannot think him enough.”
Get Help with any kind of unsecured debt
Aristotle Finance Ltd
Aristotle Finance Limited are an Appointed Representative of Your Mortgage Direct Ltd who are authorised and regulated by the Financial Conduct Authority under authorisation no. 829448.
Aristotle Finance Limited are registered in Scotland, company registration number SC594166, Information Commissioner’s Office registration number A8426229
The Money Service
The Money Advice Service is an impartial service set up by the Government to help people manage thier money. To find out more about free debt advice, debt counselling, debt adjustment and credit information services
Free and impartial money advice, set up by government Advice and guides to help improve your finances: – Advice and guides to help improve your finances – Tools and calculators to help keep track and plan ahead – Support over the phone and online
Give us a call for free and impartial money advice on 0800 138 7777